Federal Decree on Central Bank, Financial Institutions, and Insurance

The UAE has issued a new federal decree regulating the Central Bank, financial institutions, and insurance companies. The decree aims to enhance the stability and security of the financial sector. It covers various aspects, including monetary policy, financial stability, and supervision of licensed financial institutions.

Update note

Who should read this

Banks, insurance companies, and financial institutions should immediately review this decree.

Directly affected

banksinsurance companiesfinancial institutionslicensed financial institutions

Key facts

  • Issued on 08 Sep 2025
  • Effective from 16 Sep 2025
  • Regulates the Central Bank, financial institutions, and insurance companies
  • Covers monetary policy, financial stability, and supervision
  • Aims to enhance stability and security of the financial sector

What this means for you

The new decree brings significant changes to the financial sector, and affected parties should review the regulations to ensure compliance.

Directly affected: banks, insurance companies, financial institutions, licensed financial institutions

Source

UAE Legislation Portal — Finance & Banking (Sector 46)
https://uaelegislation.gov.ae/en/legislations/3284
Original-source date: 2025 · Captured: 2026-05-18T18:19+00:00Z

Verified against UAE Legislation Portal — Finance & Banking (Sector 46) ·
Show full English translation / verbatim source text
The provided text is already in English, so no translation is needed. The text is a federal decree by law regarding the Central Bank, regulation of financial institutions and activities, and insurance business.

This update is generated from a public regulator publication and reviewed under the firm's automated editorial quality gate. General information only — it does not constitute legal advice. For advice on a specific matter, please contact us. Last updated: 18 May 2026.

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Frequently asked questions

What does “Federal Decree on Central Bank, Financial Institutions, and Insurance” change?

The UAE has issued a new federal decree regulating the Central Bank, financial institutions, and insurance companies. The decree aims to enhance the stability and security of the financial sector. It covers various aspects, including monetary policy, financial stability, and supervision of licensed financial institutions.

Who is affected by this update?

banks, insurance companies, financial institutions, licensed financial institutions

How can Noura Lawyers help?

Our partners advise on exactly this kind of regulatory change — brief us in three minutes via the contact page for a same business-day partner response.